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Govt of India launched ‘Vidya Lakshmi’ – A Web Portal for Students Seeking Educational Loans

August 22, 2015Education, Indian GovernmentOmkar Sawant

The Government of India launched a web portal named Vidya Lakshmi (www.vidyalakshmi.co.in) to help students seeking Educational Loans.

Vidya Lakshmi is the first of its kind portal. It provides single window facility for students to access information and make application for educational loans provided by banks as well as for government scholarships.

Who built the portal?

The Portal was developed by NSDL e-Governance Infrastructure Limited (NSDL e-Gov) under the guidance of Department of Financial Services under Union Ministry of Finance, Department of Higher Education under Union Ministry of Human Resource Development and Indian Banks’ Association (IBA).

About the Portal

  • It provides information about educational loan schemes of banks
  • It provides a common educational loan application form for students
  • It has facility to apply to multiple banks for educational loans
  • It allows banks to download students’ loan applications and upload loan processing status
  • It offers students to email grievances/queries relating to educational loans to banks
  • It has dashboard facility for students to view status of their loan application
  • It provides linkage to national scholarship portal for information and application for government scholarships.

Initiative of Banks

So far, 13 Banks have registered 22 Educational Loan Schemes on the Vidya Lakshmi Portal and 5 Banks including SBI, IDBI Bank, Bank of India, Canara Bank and Union Bank of India have integrated their system with the Portal for providing loan processing status to students.

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